Emerald Estates is a full-acre, wooded section of original Citrus Hills in Hernando, on the southwest side of the community. It falls under the master Citrus Hills POA.
Emerald Estates is a section of original Citrus Hills in Hernando, Florida, with full one-acre wooded homesites on the southwest side of the community. It is a developer name on an entrance sign: the legal description is Citrus Hills or Citrus Hills First Addition, and it shares one set of recorded deed restrictions and the master Citrus Hills Property Owners Association with Meadows, Oaks, Northridge and Fox Run. The developer describes the homesites as well and septic, so buyers should check water and sewer for the specific address.
Last reviewed November 10, 2026 by the Citrus Hills Home Team. Utilities reviewed September 29, 2026.
Emerald Estates is a full-acre section of original Citrus Hills in Hernando. It is the most southwesterly of the Citrus Hills sections, and the developer describes it as one-acre wooded homesites.
The name is on the entrance sign, not on the deed. Emerald Estates is a section of the Citrus Hills First Addition plat, and the MLS usually labels a home here only "Citrus Hills." A subdivision-name search will miss homes, and an automated radius search will mix in neighborhoods that are a different market. Emerald is original Citrus Hills. It is not part of Terra Vista, the separate gated master community inside Citrus Hills.
Emerald shares one set of recorded deed restrictions and one master association, the Citrus Hills Property Owners Association, with Meadows Estates, Oaks Estates, Northridge Estates and Fox Run Estates. Meadows and Oaks are the half-acre pair. Emerald, Northridge and Fox Run are the full-acre group, and a half-acre home in Oaks is not a like-for-like comparison with a full-acre home in Emerald.
| Detail | What to know |
|---|---|
| Location | Southwest side of Citrus Hills, Hernando, Citrus County, Florida |
| Lot size | Full one-acre wooded homesites |
| Homes | Single-family homes. The recorded declaration requires at least 1,500 sq ft of living space on most lots. |
| Association | Citrus Hills Property Owners Association, Inc., the master Citrus Hills POA (chpoa.net). Its recorded declaration leaves out a list of specific lots, so confirm the association for the exact lot. |
| Dues | An annual assessment per lot, set by the association's board. The declaration recorded in April 2023 lists a maximum schedule of $160.00 per lot and limits the board to raising that maximum 10% a year without a member vote. A local title company's 2026 proration sheet shows $180.00 per year. Verify current figures and recorded documents with the association before you buy. |
| Club membership | Separate from the POA. The recorded declaration does not tie a Citrus Hills Golf & Country Club membership to owning a lot. Ask whether the specific home has a membership that transfers to the buyer. |
| Water | Private well, per the developer's description. We have not confirmed it against an MLS record, so check the specific address. |
| Sewer | Septic system, per the developer's description. Check the specific address. |
| Natural gas | Not confirmed; ask Florida Public Utilities for the address. |
| Legal description | Citrus Hills or Citrus Hills First Addition. Emerald Estates is a developer section name, not a separate recorded subdivision. |
| Covenants | One shared set of recorded deed restrictions (Revitalized Declaration, Instrument #2023020022, OR Book 3368, Page 2131, recorded April 10, 2023). Highlights: 1,500 sq ft minimum living area on most lots, written Architectural Control Board approval for exterior work, and RVs, boats and trailers kept only inside an approved structure. |
Before you buy in Emerald Estates, confirm three things for the exact lot: which association it belongs to, the current annual assessment, and the recorded restrictions. Emerald Estates is a developer name on an entrance sign, not a separate legal subdivision. The legal description reads Citrus Hills or Citrus Hills First Addition, and the master association's recorded declaration leaves out a list of specific lots. The association's own site is chpoa.net. Verify current figures and recorded documents with the association before you buy.
The shared deed restrictions are real and enforced through an Architectural Control Board. From the declaration recorded April 10, 2023, in our words:
Utilities are the other homework item. The developer describes Emerald Estates homesites as well and septic, and every record we checked in neighboring Fox Run was well and septic, but we have not confirmed an Emerald address against an MLS record. Check the specific address, order a well and septic inspection, and ask for the service records. Natural gas is not confirmed. Florida Public Utilities (service areas) can confirm gas service for a specific address.
Fees, rules and programs change. Verify current figures and the recorded documents with the association or the county before you buy.
More help: water, sewer and gas by village · club membership explained · living in Citrus Hills · selling in Citrus Hills
As of October 1, 2026, the 12-month resale median in Emerald Estates was $399,000.00 at $183.57 per square foot, with 6 homes for sale and 2 pending. That is about 4.0 months of supply, which we read as a balanced market (under 4 months favors sellers, 4 to 6 is balanced, over 6 favors buyers).
Full reports with the numbers behind this snapshot: Emerald Estates buyer market report · Emerald Estates seller market report (both prepared October 1, 2026).
Market figures: Stellar MLS resale data for the 12 months ending October 1, 2026, from our Q3 2026 neighborhood market report. Information deemed reliable but not guaranteed.
Emerald Estates is in Hernando, Florida, on the southwest side of Citrus Hills. It is a one-acre section of original Citrus Hills and is not part of Terra Vista.
The developer describes Emerald Estates homesites as well and septic. We have not confirmed that against an MLS record as of September 2026, so check the specific address before you buy.
Natural gas is not confirmed for Emerald Estates. Florida Public Utilities is the natural gas provider in Citrus Hills and can confirm service for a specific address.
Yes. Emerald Estates is one of five sections under the master Citrus Hills Property Owners Association (chpoa.net), along with Meadows, Oaks, Northridge and Fox Run. The recorded declaration leaves out a list of specific lots, so confirm the association for the exact lot before you buy.
Dues are one annual assessment per lot, set by the association's board. A local title company's 2026 proration sheet shows $180.00 per year, and the declaration recorded in 2023 lists a $160.00 maximum schedule that the board may raise up to 10% a year. Verify the current figure with the association before you buy.
Emerald Estates is a developer name on an entrance sign, not a separate legal subdivision. It is a section of the Citrus Hills First Addition plat, so listings usually carry only the name Citrus Hills.
Not automatically. The recorded declaration for the master Citrus Hills POA does not tie a Citrus Hills Golf & Country Club membership to owning a lot, so ask whether the specific home has a membership that transfers to the buyer.
Tell us what you're looking for. A member of the Citrus Hills Home Team answers personally, usually the same day, with current listings and the association and utility answers for any address. No pressure, ever.