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Living in Citrus Hills, Florida

The short answer

Citrus Hills is an unincorporated community in Citrus County, Florida, made up of more than twenty villages between Crystal River and Inverness. It is not one neighborhood: each village has its own home types, association, deed restrictions and utilities, and club membership depends on the individual home. Homes carry a Hernando, Inverness or Lecanto mailing address depending on the village.

Published November 10, 2026 by the Citrus Hills Home Team, the only real estate office inside Citrus Hills. Last reviewed November 10, 2026.

What and where is Citrus Hills, Florida?

Citrus Hills is an unincorporated community in Citrus County, on Florida's Nature Coast between Crystal River and Inverness. It is not a city. The U.S. Census Bureau lists it as a census designated place, and the mailing address depends on the village.

Most villages use Hernando (ZIP 34442). Belmont Hills, Celina Hills and Cambridge Greens use Inverness. Brentwood, Davis Reserve and Kensington Estates use Lecanto. Clearview Estates is split: some addresses are Hernando and some are Inverness.

The community sits roughly between County Road 491 on the west, U.S. 41 on the east and State Road 44 on the south, with County Road 486 running across it. The developer's site says the first 2,000 acres were bought in 1968 and that the community now covers more than 10,000 acres.

How many villages are in Citrus Hills, and which are gated?

Citrus Hills has more than twenty named villages, and four of them sit behind gated entrances: Terra Vista, Brentwood, Davis Reserve and Belmont Hills. Brentwood and Davis Reserve share one guarded gate. Most other villages are not gated.

The villages are different products. Greenbriar is condos and townhomes across from the club. Meadowview is attached villas. Meadows Estates and Oaks Estates are half-acre homesites around two of the golf courses. Villages such as Fairview Estates, Clearview Estates and Presidential Estates are one-acre homesites.

Five central neighborhoods (Meadows Estates, Oaks Estates, Emerald Estates, Northridge Estates and Fox Run) are legally all "Citrus Hills" and share one set of deed restrictions, even though each has its own entrance sign. See every village we cover.

What are Terra Vista and Davis Reserve?

Terra Vista and Davis Reserve are the gated parts of Citrus Hills where the developer is building new homes today. Terra Vista is a separate gated master community inside Citrus Hills, with its own villages, a manned main gate, and both maintenance-free homes and single-family homes. The Skyview golf course, the Skyview Restaurant and the BellaVita Spa & Fitness Center are inside it. Our Terra Vista Home Team handles Terra Vista; start with the Terra Vista page.

Davis Reserve is the developer's newest neighborhood, immediately west of Brentwood through the shared guarded gate. The developer markets it as a gated 55+ community. Brentwood itself has no 55+ section.

If you are weighing a new home against a resale, read new construction or resale first.

What does the Citrus Hills Golf & Country Club offer?

The Citrus Hills Golf & Country Club offers golf, dining, fitness, a spa, tennis, pickleball and pools. According to the club and developer sites (viewed September 2026), that includes:

These are club facilities, reached through a club membership. Whether a home has one is the question to settle early: see club membership explained.

How do associations and deed restrictions work in Citrus Hills?

There is no single Citrus Hills association: each village has its own arrangement. The five central neighborhoods are under the Citrus Hills Property Owners Association. Terra Vista, Brentwood and Belmont Hills have developer-run associations, listed on the club's POA page. Villages such as Cambridge Greens, Canterbury Lake Estates, Clearview Estates, Fairview Estates and Celina Hills run their own. Presidential Estates and Kensington Estates have no mandatory association.

Deed restrictions also differ by village. They typically cover minimum home size, fences, where boats and RVs may be kept, signs and rentals. Association dues and club membership are two separate bills. Verify current figures and recorded documents with the association before you buy.

What utilities serve Citrus Hills homes?

Utilities change by village and sometimes by street. Public water and sewer come from Citrus County Utilities, natural gas comes from Florida Public Utilities, and many homes use a private well, a septic system or both. In outline:

Natural gas is confirmed in Terra Vista, Davis Reserve, Belmont Hills and parts of Brentwood, is available to most Clearview Estates homes and runs on some Meadows and Oaks streets. Canterbury Lake Estates uses propane. Elsewhere it is not confirmed; ask Florida Public Utilities for the address. The full table is in utilities by village.

What is near Citrus Hills: shopping, medical care and airports?

Daily shopping and emergency care are at the Terra Vista entrance on County Road 486, according to the developer's site (viewed September 29, 2026). It lists Publix, CVS and Walgreens outside the front gates and a Tampa General emergency center open across the street, and says Tampa General has broken ground on a 400-bed hospital there.

The same site puts the Gulf of Mexico about 12 miles away, Tampa International Airport about 75 miles away and Orlando International Airport roughly 86 miles away. Drive times depend on the village and the time of day, so test the trip yourself before you choose a street.

What Florida basics should a relocating buyer know?

Three Florida basics matter to most relocating buyers: income tax, the homestead exemption and insurance.

Go to the source

Official sources

Fees, rules and programs change. Verify current figures with the association, the club or the county before you rely on them.

Keep reading

More Citrus Hills guides

Quick answers

Questions people ask

Is Citrus Hills, Florida a city?

No. Citrus Hills is an unincorporated community in Citrus County, Florida, and the U.S. Census Bureau lists it as a census designated place. Homes there have a Hernando, Inverness or Lecanto mailing address depending on the village.

Is Citrus Hills a gated community?

Mostly no. Citrus Hills has more than twenty villages and most are not gated. Terra Vista, Brentwood, Davis Reserve and Belmont Hills have gated entrances; Brentwood and Davis Reserve share one guarded gate.

Is Citrus Hills a 55+ community?

Not as a whole. The developer's site says some neighborhoods are age-restricted and others are not. Davis Reserve is marketed by the developer as a 55+ community, and Brentwood has no 55+ section. Ask about the specific village before you buy.

Do I have to join the country club to live in Citrus Hills?

Not in most of Citrus Hills. Club membership depends on the individual home: most homes outside the gated villages carry no membership, while homes in Terra Vista, Belmont Hills and nearly all of Brentwood carry one that is recorded on the deed. Always check the specific address before you write an offer.

Do all Citrus Hills homes have county water and sewer?

No. Some villages, including Terra Vista and Brentwood, are on Citrus County Utilities water and sewer. Others, such as Kensington Estates and Fox Run, are on a private well and septic, and a few villages are mixed street by street. Check the specific address.

How do I get the Florida homestead exemption on a Citrus Hills home?

Apply through the Citrus County Property Appraiser at citruspa.org. You must own the home on January 1 and make it your permanent residence, and the filing deadline is March 1 of the year you apply. The exemption is up to $50,000.00 off assessed value.

Who is the Citrus Hills Home Team?

The Citrus Hills Home Team is part of Berkshire Hathaway HomeServices Florida Showcase Properties in Hernando, Florida: Mark Casper (Managing Broker), Russell Barber, Rachel Mysliborski and Luci Suarez. The office phone is (352) 746-0744.

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