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Oaks Estates of Citrus Hills entrance sign
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A Village of Citrus Hills · Hernando, FL

Oaks Estates homes for sale and village guide

Half-acre homesites around the Oaks golf course in the original core of Citrus Hills, under the Citrus Hills Property Owners Association.

½ acre
Typical lot
The Oaks
Golf course in the neighborhood
1,500 sq ft
Minimum living area on most lots
Septic
Sewer
In short

Oaks Estates is a neighborhood of single-family homes on roughly half-acre lots around the Oaks golf course in Citrus Hills, Hernando, Florida 34442. It is a developer name on an entrance sign, not a separate legal subdivision: deeds read Citrus Hills or Citrus Hills First Addition, and homes fall under the Citrus Hills Property Owners Association and its recorded deed restrictions. A buyer should confirm for the specific address whether the lot is on the golf course, whether the water is county or well (sewer is septic), and whether any club membership comes with the home.

Last reviewed November 10, 2026 by the Citrus Hills Home Team. Utilities reviewed September 29, 2026.

The local's overview

What is Oaks Estates?

Oaks Estates is the half-acre neighborhood around the Oaks golf course in the original core of Citrus Hills. The Oaks is one of the Citrus Hills Golf & Country Club courses, and many homesites here border it. Oaks Estates and neighboring Meadows Estates are the two half-acre neighborhoods in the core. Northridge Estates, Fox Run and Emerald Estates are full-acre.

Oaks Estates is a named place with its own entrance sign, but it is not a separate legal subdivision. Deeds and tax records read Citrus Hills or Citrus Hills First Addition, and the MLS usually labels these homes only "Citrus Hills." There are no Oaks-only covenants: Oaks Estates shares one association and one set of deed restrictions with Meadows Estates, Northridge Estates, Fox Run and Emerald Estates, with a few extra rules for the blocks that border the Oaks course.

Golf frontage is decided by the street, not by the subdivision name. Keller Court is in the golf pocket; Keller Street, with nearly the same name, is a regular Citrus Hills street in Fox Run. Ask us whether a specific address is on the course before you rely on a listing's wording.

Quick facts

Oaks Estates at a glance

DetailWhat to know
LocationOriginal core of Citrus Hills, Hernando, FL 34442, around the Oaks golf course. Legal description: Citrus Hills or Citrus Hills First Addition.
Lot sizeAbout ½ acre. Oaks Estates and Meadows Estates are the half-acre neighborhoods of the Citrus Hills core.
HomesSingle-family homes. The recorded declaration sets a minimum of 1,500 sq ft of living area on most lots; patios, garages and pool cages do not count.
AssociationCitrus Hills Property Owners Association, Inc., shared with Meadows Estates, Northridge Estates, Fox Run and Emerald Estates. The recorded declaration excludes a list of lots, so confirm the specific lot is covered.
DuesAnnual assessment set by the association's board. We quote $180.00 per year for 2026, from a 2026 title-company proration sheet. Verify the current amount with the association.
Club membershipSeparate from the association and specific to each home. The association's recorded declaration does not tie Citrus Hills Golf & Country Club membership to the lot. Ask us what, if anything, conveys with a specific home.
WaterMixed, so check the specific address. In the records we reviewed, roughly half show Citrus County Utilities water and half show a private well.
SewerSeptic.
Natural gasAvailable on some streets through Florida Public Utilities. Ask Florida Public Utilities for the specific address.
GolfThe Oaks course, a Citrus Hills Golf & Country Club course. Course-side lots carry a 25-ft golf easement that must stay clear of structures.
CovenantsRevitalized Declaration of Covenants, Conditions, Restrictions and Easements, recorded April 10, 2023, Citrus County Official Records Book 3368, Page 2131 (Instrument #2023020022). Article IX adds rules for the blocks bordering the Oaks course.
FencesEvery fence needs written approval from the association's Architectural Control Board before it goes up. Plan on open, fence-free views on the course side.
Post lampsRequired on the blocks bordering the Oaks course, and kept lit from dusk to dawn.
Boats and RVsMay be kept only inside a fully enclosed structure the association has approved.
Know before you buy

What should a buyer check before buying in Oaks Estates?

Check the association first. Oaks Estates homes fall under the Citrus Hills Property Owners Association, which posts its own governing documents. The recorded declaration covers Citrus Hills First Addition less a list of excluded lots, so have the association or your title company confirm that the specific lot is covered and what the current annual assessment is. Verify current figures and recorded documents with the association before you buy.

Read the deed restrictions against how you plan to live. As recorded in 2023, the main points are: a 1,500 sq ft minimum of living area on most lots; written Architectural Control Board approval before any fence, pool, structure, exterior color change or roof change; no metal buildings; boats, RVs and trailers only inside an approved enclosed structure; whole-house rentals only; and one small for-sale sign with no asking price. The blocks bordering the Oaks course add their own rules: a post lamp lit dusk to dawn, golf carts garaged when not in use, and a 25-ft course-side easement that must stay clear. If you want a fenced yard for a dog or young children, ask that question before you fall for a golf course lot.

Check utilities and club membership by address. Water is county on some lots and a private well on others, sewer is septic, and natural gas from Florida Public Utilities runs on some streets only. Club membership is not part of the association: most Citrus Hills homes outside the gated communities carry none, and you cannot tell from the address, so ask us to confirm it for the home you are considering.

Go to the source

Official records and associations
Citrus Hills Property Owners Association (association website and governing documents) ↗Citrus County Clerk: deed-restriction index ↗Florida Public Utilities: natural gas service areas ↗

Fees, rules and programs change. Verify current figures and the recorded documents with the association or the county before you buy.

What we check for every client

Before you write an offer
  • The current year's dues and any pending assessments
  • The recorded restrictions that apply to your plans
  • Water, sewer and gas for the specific address
  • Whether the specific home carries any club membership
Send us an address — we'll pull it all ↗

More help: water, sewer and gas by village · club membership explained · living in Citrus Hills · selling in Citrus Hills

The market, as of October 1, 2026

What Oaks Estates homes are selling for

As of October 1, 2026, the 12-month resale median in Oaks Estates was $440,000.00 at $176.74 per square foot, with 6 homes for sale and 2 pending. That is about 5.1 months of supply, which we read as a balanced market (under 4 months favors sellers, 4 to 6 is balanced, over 6 favors buyers).

$440,000.00
12-month resale median
$176.74
Price per sq ft
53
Days on market
6 / 2
For sale / pending

Full reports with the numbers behind this snapshot: Oaks Estates buyer market report · Oaks Estates seller market report (both prepared October 1, 2026).

Market figures: Stellar MLS resale data for the 12 months ending October 1, 2026, from our Q3 2026 neighborhood market report. Information deemed reliable but not guaranteed.

Quick answers

Oaks Estates FAQ

Is Oaks Estates a separate subdivision from Citrus Hills?

No. Oaks Estates is a developer name on an entrance sign; the legal description is Citrus Hills or Citrus Hills First Addition, and the MLS usually labels these homes only "Citrus Hills." It shares one association and one set of deed restrictions with Meadows Estates, Northridge Estates, Fox Run and Emerald Estates.

What association covers Oaks Estates and what are the dues?

Oaks Estates falls under the Citrus Hills Property Owners Association, Inc. The annual assessment is set by the association's board; we quote $180.00 per year for 2026, from a 2026 title-company proration sheet. Verify the current figure and the recorded documents with the association before you buy.

Are homes in Oaks Estates on county water and sewer?

Sewer is septic, and water depends on the address. As of our September 2026 review, roughly half the records show Citrus County Utilities water and half show a private well, so check the specific address before you make an offer.

Is natural gas available in Oaks Estates?

On some streets. Listing records show Florida Public Utilities natural gas at some Oaks Estates addresses but not others, so ask Florida Public Utilities to confirm service for the specific address.

How big are the lots in Oaks Estates?

About half an acre. Oaks Estates and Meadows Estates are the half-acre neighborhoods of the Citrus Hills core, while Northridge Estates, Fox Run and Emerald Estates are full-acre.

Are there special rules for homes on the Oaks golf course?

Yes. On the blocks bordering the Oaks course, the recorded declaration requires a post lamp lit from dusk to dawn, requires golf carts to be garaged when not in use, and keeps a 25-ft course-side easement clear of structures. Front and rear setbacks on those blocks ease to 30 ft and 25 ft.

Does a home in Oaks Estates come with a Citrus Hills club membership?

Not automatically. Club membership is separate from the property owners association and specific to each home, and most Citrus Hills homes outside the gated communities carry none. Where a home does carry a social membership, the official 2026 dues are $2,091.32 per year single or $2,453.84 per year family, tax included.

Ask us about Oaks Estates

Tell us what you're looking for. A member of the Citrus Hills Home Team answers personally, usually the same day, with current listings and the association and utility answers for any address. No pressure, ever.

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